financial education
done differently
Understanding and improving your credit score
Explore the seemingly mystical world of credit and pull back the curtain to find out exactly what makes up your credit score. You'll learn how to build and establish credit, how to deal with past-due debt and collection agencies, and tips and tricks to improve your credit in the fastest, most efficient way possible.
Best car buying practices
Buy your next car with clarity and confidence. Too often, buyers fall into common traps that cost them more than they realize. We help uncover the hidden costs, sales tactics, and common pitfalls of car buying, so you can avoid them. You'll also create a practical spending plan, get credit-ready, explore financing options, and walk away ready to make a smart, informed purchase.
Setting Smart GOals
A SMART goal is a money goal that is Specific, Measurable, Attainable, Relevant, and Time-bound. Instead of “I want to save more,” try: “I will save $1,200 for an emergency fund by setting aside $100 a month for 12 months.” Clear goals make progress easy to track and build lasting saving habits.
Have a financial goal in mind but have no idea where to start? Let’s work together to make that dream a reality!
About
​
meet Jeanet,
financial education director​
Jeanet is a bilingual, CFEI Certified Financial Instructor with 25 years of teaching experience. She focuses on meeting people where they are and equipping them with the knowledge and resources to make meaningful changes and grow in their financial lives.
Over the years, Jeanet has seen the lack of financial education resources for individuals and families in the Athens area, and she is dedicated to changing that. She lives by the motto: knowledge is power — "you don't know what you don't know" — and she is committed to giving you the tools to turn your dreams into reality.
Jeanet will help you build the confidence that anything is possible, conquer money fears, and empower you with knowledge on debt management, getting out of predatory loans, building credit, and setting your life up for financial success. She offers an environment that is nonjudgmental and focused on helping you achieve your financial goals.
Ready to start your financial empowerment journey? Join Jeanet and The Ark! Schedule a session or contact us to learn more about our programs and resources. We’re here to help you take the next step toward a brighter financial future.
​​​*Budget counseling & Financial Education inquiries only. For financial assistance requests, please click here.